1. Acceptance of Terms
By opening an account or using any service provided by OFinancial, you confirm that you have read, understood and agree to be bound by these Terms and Conditions, our Client Agreement, our AML Policy, our Privacy Policy and any product-specific terms (such as the Bonus Terms).
If you do not agree with any part of these Terms you must not open an account, place orders or otherwise use the OFinancial platform.
2. Eligibility
You must be at least 18 years of age (or the applicable legal age in your jurisdiction) and have the legal capacity to enter into a binding agreement.
Our services are not available to residents of the United States, Iraq, Myanmar, North Korea or any other jurisdiction subject to OFAC sanctions, nor where the provision of our services would be unlawful.
You are responsible for ensuring that your use of OFinancial complies with all applicable laws in your country of residence.
3. Account Registration
To use our services you must register a client profile and pass identity verification (KYC) in line with our AML Policy. You agree to provide accurate and current information and to keep it updated.
You are solely responsible for safeguarding your login credentials and for all activity that occurs under your account.
4. Trading Conditions
All trading is conducted on the MetaTrader 5 platform unless otherwise expressly agreed in writing. Spreads, swap rates, leverage and execution conditions vary by account type and are published in the Symbol Specifications.
Leverage is dynamic and equity-tiered. Maximum leverage on FX majors is 1:1000. Lower maximums apply to metals, indices, oil, share CFDs and crypto.
OFinancial operates a Straight-Through Processing (STP) model. Orders are routed direct to tier-1 liquidity providers. Slippage and execution outcomes are dependent on market conditions and liquidity.
5. Risk Disclosure
Trading derivatives carries a high level of risk and may result in losses that exceed your initial deposit. Past performance is not indicative of future results.
Retail clients benefit from negative balance protection: you cannot lose more than the amount deposited in your account.
You confirm that you understand the risks involved and that you trade at your own risk and with funds you can afford to lose.
6. Deposits, Withdrawals & Fees
Deposits and withdrawals may be made via the methods listed on our Funding page. OFinancial does not charge deposit fees; payment provider fees may apply.
Withdrawals are processed within 24 hours on business days. Per AML regulations, funds are returned to the same channel from which they were deposited up to the deposited amount.
Inactive accounts may be subject to a dormancy fee after 12 months of no trading or login activity.
7. Prohibited Activities
You agree not to use OFinancial services for any unlawful purpose, including but not limited to money laundering, market manipulation, abuse of price latency, or any activity that violates applicable laws or regulations.
Strategies that systematically abuse off-market or stale pricing, internalisation arbitrage between accounts, or third-party trade-passing services are strictly prohibited.
8. Intellectual Property
All content on this website (text, graphics, logos, software) is the property of OMNI Markets LLC or its licensors and is protected by intellectual property laws. The OFinancial name and mark are trademarks of OMNI Markets LLC.
You may not reproduce, distribute or create derivative works from any content without our express written consent.
9. Limitation of Liability
OFinancial assumes no liability for losses arising from delays, system outages, third-party failures, or any other circumstances beyond our reasonable control.
Our total liability for any claim arising from your use of our services is limited to the fees you have paid to OFinancial in the 12 months preceding the claim.
10. Governing Law
These Terms are governed by the laws of Mauritius. Any dispute arising in connection with these Terms will be subject to the exclusive jurisdiction of the courts of Mauritius.
Clients are subject to applicable Mauritius consumer-protection regulations where relevant.
11. Changes to These Terms
OFinancial reserves the right to amend these Terms at any time. Material changes will be notified through the website or by email. Continued use of our services after such changes constitutes your acceptance.
12. Contact
Questions about these Terms should be sent to support@ofinancial.markets.